For Sale: Otsego MLS# 6789909
Active
$825,000
Single Family: Four or More Level Split
5 br • 4 ba • Built 1988
3,722 sqft • 3.7 acres
Monticello schools
MLS# 6789909
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Property Description
Welcome to your next opportunity on the scenic banks of the Mississippi River! This spacious four-level split home sits on 3.7 beautifully wooded acres, offering rare river access, incredible privacy, and unmatched potential in a one-of-a-kind setting. Inside, you'll find 5 bedrooms, 4 bathrooms, and multiple living areas designed for both relaxation and entertainment. The open-concept kitchen overlooks the main living room, and a sauna adds a cozy, spa-like touch. A brand-new furnace and central A/C system were installed in 2025, ensuring comfort and efficiency year-round. Step outside to enjoy the outdoor pool with a new liner and electric safety cover, a hot tub, and an expansive deck, perfect for gatherings or quiet moments in nature. Car enthusiasts, hobbyists, or those needing extra space will love the heated and insulated 5-car attached garage, as well as the 48x22 detached garage—ideal for workshops, toys, or storage. While the home could benefit from some TLC, it's priced to sell and offers a fantastic sweat equity opportunity for those ready to add their personal touch. The septic system has failed and will need to be replaced. Home is being sold as-is. This home has been a treasured sanctuary full of memories and now awaits its next chapter. With big acreage, big outbuildings, key updates already in place, and an unbeatable Mississippi Riverfront setting, this property is hard to beat. Don't miss your chance to make this rare riverfront retreat your own!
Listing
Listing Status:
Active
Contingency:
None
List Price:
$825,000
Price per sq ft:
$222
Property Type:
Single Family
City:
Otsego
Garage Spaces:
5
County:
Wright
Year Built:
1988
State:
MN
Property Style:
Four or More Level Split
Zip Code:
55362
Subdivision Name:
Island View Estates
Interior
Bedrooms:
5
Bathrooms:
4
Finished Area:
3,722 ft2
Total Fireplaces:
1
Living Area:
3,722 ft2
Common Wall:
No
Appliances Included:
- Cooktop
- Microwave
- Refrigerator
- Wall Oven
Fireplace Details:
- Family Room
- Gas
Basement Details:
- Daylight/Lookout Windows
- Drain Tiled
- Finished
- Sump Pump
- Walkout
Exterior
Stories:
Four or More Level Split
Garage Spaces:
5
Garage Size:
1,290 ft2
Air Conditioning:
Central Air
Foundation Size:
1,920 ft2
Fencing:
None
Handicap Accessible:
None
Heating System:
Forced Air
Parking Features:
- Attached Garage
- Concrete
- Garage Door Opener
- Heated Garage
- Insulated Garage
Unit Amenities:
- Deck
- Hardwood Floors
- Hot Tub
- In-Ground Sprinkler
- Kitchen Window
- Natural Woodwork
- Patio
- Sauna
- Skylight
- Tile Floors
- Vaulted Ceiling(s)
- Washer/Dryer Hookup
Road Frontage:
No Outlet/Dead End
Exterior Material:
- Brick/Stone
- Wood Siding
Roof Details:
- Age Over 8 Years
- Asphalt
Rooms
1/4 Baths:
None
Full Baths:
3
Half Baths:
1
3/4 Baths:
None
Bathroom Details:
- Full Basement
- Jetted Tub
- Main Floor 1/2 Bath
- Main Floor Full Bath
- Private Primary
- Separate Tub & Shower
Dining/Kitchen:
- Kitchen/Dining Room
- Separate/Formal Dining Room
| Upper Level | Size | Sq Ft |
|---|---|---|
| Bedroom 1 | 23 x 12 | 276 |
| Bedroom 2 | 13 x 10 | 130 |
| Primary Bathroom | 18 x 13 | 234 |
| Main Level | Size | Sq Ft |
|---|---|---|
| Living Room | 23 x 13 | 299 |
| Dining Room | 16 x 15 | 240 |
| Family Room | 21 x 15 | 315 |
| Kitchen | 18 x 13 | 234 |
| Bedroom 3 | 12 x 9 | 108 |
| Bedroom 4 | 22 x 9 | 198 |
| Foyer | 11 x 8 | 88 |
| Lower Level | Size | Sq Ft |
|---|---|---|
| Bedroom 5 | 15 x 13 | 195 |
| Laundry | 14 x 9 | 126 |
Lake & Waterfront
Waterfront Present:
Y
Waterfront Name:
Mississippi River
DNR Lake ID#:
S9991013
Lake Chain Name:
N
Lake Acres:
0
Lake Depth:
0
Waterfront:
River Front
Lot & Land
Acres:
3.7
Geolocation:
45.30247, -93.683148
Lot Dimensions:
Irregular
Zoning:
Residential-Single Family
Lot Description:
Many Trees
Schools
School District:
882
District Phone:
763-272-2000
Financial & Taxes
Tax Year:
2025
Annual Taxes:
$9,346
Lender-owned:
No
Assessment Pending:
Unknown
Taxes w/ Assessments:
$9,346
Association Fee Required:
No
Association Fee:
None
Miscellaneous
Fuel System:
Natural Gas
Sewer System:
Private Sewer
Water System:
Well
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Local Home Mortgage Professionals
Eric Bloomstrand
Branch Sales Manager
Fairway Home Mortgage NMLS#274211
612-961-2600
Eric Bloomstrand is a Branch Sales Manager at Fairway Home Mortgage with 30+ years of experience in the mortgage banking services industry. Eric has extensive skills in construction loans, FHA financing, VA loans, USDA, and first-time buyer down payment assistance programs. He is a well-qualified finance professional with a Bachelor of Science focused in Finance and Marketing from Minnesota State University, Mankato. Helping individuals acquire their dream home is his passion.
Connect with Eric today to get started with your home purchase!
Listing provided by RMLS,
courtesy of eXp Realty.
Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.
Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.